For UK small businesses — and the people who run them

Accounting that just works.

Stop wrestling with bloated, expensive accounting suites. Mia Accounting gives you invoicing, expenses, multi-currency banking, and HMRC-ready VAT returns — in one clean interface, at a price that actually makes sense for a small business.

โ— Used in production by Voyage Manager Ltd for their day-to-day finances.
Everything you need

All the essentials, none of the bloat.

We've cut the features small businesses don't actually use, focused on the ones you live in every week, and made them faster than the ยฃ30+/month alternatives.

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Sales invoicing

Branded PDF invoices, custom templates per customer, recurring schedules, email sending and payment tracking.

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Multi-currency

Invoice in any currency. Hold balances in GBP, USD, EUR, NOK and more. Daily FX rates so the dashboard always tells the truth.

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Bank reconciliation

Import bank statements from CSV (with built-in templates for Revolut Business and IBKR exports) or drag a PDF and let AI parse it. Auto-matching engine learns your patterns.

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Expenses & receipts

Drop a receipt PDF and let AI parse it. Track personal expense claims, reimburse staff, classify against the right account.

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MTD-VAT to HMRC

Submit VAT returns directly to HMRC's Making Tax Digital service. Connect once, file in a click, see what you owe at a glance.

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Reports that matter

Trial balance, profit & loss, balance sheet, aged debtors, general ledger, VAT summary — all currency-aware.

We built Mia Accounting to replace a more expensive product for our own books. Multi-currency works exactly how a real business needs it to, and HMRC submissions take seconds.
John Scott
Director, Voyage Manager Ltd
For your own money too

ยฃ1 a month for personal finances.

Built on the same double-entry engine that runs the business product, but stripped back to what actually matters for tracking your own money: salary, mortgage, groceries, investments, savings, net worth. No VAT, no invoicing, no clutter. Made for actors, freelancers, gig workers, and anyone who wants to know where it all goes.

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Household chart of accounts

Salary, Rent / Mortgage, Groceries, Utilities, Subscriptions, Transport, Holidays โ€” already set up. Categorise a transaction in a click.

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Net worth at a glance

Cash, savings, investments, property, pensions โ€” minus credit cards, mortgage, loans. Watch the number go up.

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ยฃ12 a year, billed annually

ยฃ1 a month if you'd rather think of it that way. Free if you already pay for the ยฃ10 Business plan.

Pricing

ยฃ10 a month for business. ยฃ12 a year for personal.

Flat per-business pricing for the company side. ยฃ1/month (billed annually) for personal finances โ€” or included free with any business subscription. No per-user surcharges, no upsells for the bits that should already be included. We're in beta โ€” sign up now and use it free until we go live.

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