Simple. Transparent. Honest.
Flat per-business pricing. No per-user fees. No surcharges for the bits that should be included.
- Income, spending, and net worth
- Personal chart of accounts (Salary, Rent, Groceries…)
- Multi-currency support
- Bank import (CSV / PDF / Revolut / IBKR)
- Auto-matching reconciliation
- Investments, pensions, property tracking
- Income & expenses report by period
- Net worth snapshot at any date
- Email support
- Sales invoicing & recurring invoices
- Branded PDF invoices & emails
- Multi-currency invoicing & banking
- Purchase invoices & expense claims
- AI receipt parsing (drag & drop)
- Bank import (CSV / PDF / Revolut Business / IBKR)
- Auto-matching reconciliation engine
- HMRC MTD-VAT submissions
- Trial balance, P&L, balance sheet, aged debtors
- Up to 10 team members per business
- REST API for headless expense capture
- Personal finance workspace included
- Email support
- Everything in Business
- Multiple businesses under one login
- Dedicated onboarding
- Priority support
- Bespoke reporting on request
- Roadmap influence
Common questions
Is it really free right now?
Yes — we're in beta. Use it as much as you want. We'll give you 30 days' notice before any billing kicks in, and you'll get a fair launch offer if you stick with us.
Do you charge per user?
No. Once we go live, £10/month covers up to 10 team members on a single business. Need more? Talk to us about Enterprise.
What if I run multiple businesses?
You can manage them all from one login. Pricing per business is per-business once billing kicks in.
Is HMRC MTD-VAT really included?
Yes. Connect your HMRC account once, file your VAT return directly from Mia. No extra fees, no extra software.
Can I import from another tool?
Bank statements via CSV (with built-in templates for Revolut Business and IBKR exports), or PDF with AI parsing. Bigger migrations? Get in touch.
Can I cancel any time?
Once we're charging, yes — instantly. We'll keep your data accessible for 90 days in case you change your mind.
What's the £12 personal plan?
A personal-finance workspace — track your salary, rent, groceries, savings, and net worth. No VAT, no invoicing, just where your money goes. Billed once a year as £12 (works out to £1 a month). If you already pay for the £10 Business plan, the personal workspace is included free.
Why annual billing?
Card processing fees on a £1 monthly charge eat ~22% of the price. Billing once a year keeps fees under 4% — that saving stays in the price so you pay less.
Why so cheap for personal?
Most personal-finance tools are either free-with-ads or £50+/year. We think £12/year is the right number for what proper double-entry tracking is worth to someone running their own life.